Young people argue fiercely about buying a house or buying a car first: Everyone has their own reasons

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2022-06-30 05:35:42

Recently, at a forum on social networks, account Hong Yen (25 years old, office worker in Ho Chi Minh City) asked for advice on whether to buy a car or buy a house first. This seemingly simple question “starts” the never-ending debate on the issue of “home or car – which is more important”.

Buying a house or buying a car first is an old story but still controversial

It can be seen that this story is not new but still attracts the attention of many people. Whether the party buys the house first or buys the car first, each party has its own reason and love that makes listeners have to “headache” to think.

Under Yen’s post, many people think that it is necessary to buy a house first because “settle down to be able to start a business”. In addition, one account said that the price of houses and apartments in the city always tends to increase rapidly while the price of cars tends to be cheaper or even if the price increases, it does not increase much. Therefore, buying a house should be prioritized first and “if you don’t buy a house soon, it will be harder to buy” later.

Netizens vehemently argue whether to buy a house or buy a car first: Everyone has their own reasons
Buying a car can make traveling more convenient

Buying a house early is also considered a smart investment channel for many young people. An account named Minh Nhat (28 years old, Hanoi) said that instead of buying a car, he invested in buying a medium-sized apartment and renting it out. Currently, the rent money also helps this guy have money in and out of the field and not be dependent on a single source of income.

Contrary to the above view, Thao (Hanoi) thinks that buying a car will be a smarter choice for dynamic young people, especially those who have a lot of travel needs. Having a car to cover the rain and sun will significantly reduce travel time as well as help people be more proactive in arranging their work and life.

Young people argue fiercely about buying a house or buying a car first: Everyone has their own reasons
Buying a house is also considered a smart investment channel

The difference between the amount of money spent to buy a house and the amount of money spent to buy a car is also a problem that many people pay attention to. Accordingly, to be able to buy an apartment house, buyers have to spend up to billions of dong. Meanwhile, “the car also has a range of 300-400 million and you can buy it directly without having to pay installments or borrow like when buying a house”, Thanh Lam (Hanoi) shared.

So should you buy a house first or buy a car first if you have money?

In fact, there is no specific answer to the question of buying a home or buying a first car. To be able to make the right choice, you should consider and reconsider your essential needs such as accommodation and travel. If your job needs to move a lot, buying a car is not a bad choice and vice versa. However, you also need to consider your current needs at a short, medium or long-term level to make the most reasonable decision.

Young people argue fiercely about buying a house or buying a car first: Everyone has their own reasons
Need to consider personal finances before choosing to buy a car or buy a house

Besides, personal finance is also a factor worth considering. According to financial experts, you should consider buying a house or buying a car if the installment cost for the car / house is more than 50% of your personal income to avoid the risk of “carrying debt”.

Obviously, buying a house or buying a car needs to be calculated and considered carefully before spending money. Therefore, you need to really understand your own needs to be able to make the best decision.



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